PMAY-G - GOVERNMENT SCHEME
News:
High rural housing outlay to spur asset creation
What's in the news?
● In
a big push to rural infrastructure, the Government has allocated Rs 54,487
crore for its flagship rural housing scheme - Pradhan Mantri Awaas
Yojana-Gramin for financial year 2023-24, which is the highest ever allocation
since the inception of the scheme in 2016.
Key takeaways:
● The
allocation of Rs 54,487 crore for the PMAY-Gramin is 172 percent higher as compared to the allocation of Rs 20,000 crore
in 2022-23.
● The
PMAY-Gramin is one of the schemes that plays a crucial role in asset creation in rural areas.
● It
also gives a boost to the construction
activities in villages and creates demand for building materials like
cement and steel.
PMAY-G:
● The
scheme was launched for social welfare
to provide necessary housing facilities for the low households in India.
● PMAY-G
was established in line with the Government’s commitment to deliver by 2022 “Housing in all rural areas.”
● The
programme comes under the control of the Ministry
of Rural Development.
Aim:
● To
provide a pucca house with basic
amenities to all rural families.
● People
who are homeless or living in kutcha or dilapidated houses are eligible for
benefits.
Coverage:
● It
is implemented in rural areas across the country except Delhi and Chandigarh.
Beneficiaries:
● Beneficiaries
are identified as per the housing deprivation parameters and exclusion criteria
prescribed under Socio Economic Caste Census (SECC) 2011.
● Gram
Sabha verifies the eligible beneficiaries.
Target:
● The
scheme had a target of construction of 2.95
crore pucca houses for eligible rural households.
● Scheme
is extended till March, 2024 (Old
target was till March, 2022)
Fund sharing pattern:
● The
grants under the scheme are shared between the Centre and States in the ratio
of 90:10 in case of NE States,
Himalayan States & Himalayan UTs.
● For
all other States, funds are shared in the ratio of 60:40 by the Centre and the States.
● In
cases of other UTs, entire funds are provided by the Centre.
Monitoring:
● Micro
monitoring of house sanction and completion using PMAY-G Dashboard and other IT
tools and technologies.