NET ZERO BANKING ALLIANCE: ECONOMY

NEWS: Exodus by Wall Street banks from climate group worries advocates

 

WHAT’S IN THE NEWS?

Several leading U.S. banks, including Citigroup and Bank of America, have exited the Net Zero Banking Alliance (NZBA), citing shifting political dynamics in favor of fossil fuels, raising concerns about global climate commitments.

Net Zero Banking Alliance (NZBA)

  • Establishment and Goals:
  • Founded: April 21, 2021, under UNEP FI.
  • Objective: Align global banking practices with the Paris Agreement's net-zero emissions goal by 2050.
  • Key Targets:
      • Interim goals for 2030, prioritizing carbon-intensive sectors.
      • Annual progress reporting on emissions reductions.
  • Collaborative Framework: Facilitates global decarbonization.
  • Membership:
  • Initial Members: 43 global banks, including Citibank and Bank of America.
  • Expanded to: 142 members from 44 countries (~USD 64 trillion in assets).
  • India: No Indian banks are members.

Why Did U.S. Banks Exit the NZBA?

  • Political Shifts in the U.S.:
  • Occurred during the transition to a pro-fossil-fuel administration.
  • New policies favor oil and gas investments, creating a less favorable environment for sustainable finance.
  • Impact on NZBA:
  • U.S. withdrawals shift influence to European banks like HSBC and Barclays.

United Nations Environment Programme Finance Initiative (UNEP FI)

  • Foundation: Established in 1992 to integrate sustainability in global finance.
  • Frameworks:
  • Principles for Responsible Banking (PRB).
  • Principles for Sustainable Insurance (PSI).
  • Participants: Over 500 banks and insurers, managing USD 170 trillion in assets.
  • Role: Pioneering sustainability integration in financial practices.

Source: https://www.thehindu.com/business/exodus-by-wall-street-banks-from-climate-group-worries-advocates/article69067884.ece