BRICS CURRENCY – INTERNATIONAL

News: Path to a BRICS currency is challenging

 

What's in the news?

       BRICS expansion and common currency are the top of the agenda in 15th BRICS summit held in South Africa.

 

Key takeaways:

       The bloc also issued a joint statement titled ‘The Cape of Good Hope’, underscoring the use of local currencies in international trade and financial transactions between BRICS and its trade partners.

       The BRICS represent 41% of the global population, 24% of the world’s GDP, and conducts 16% of the world’s trade.

 

Origin of BRICS Common Currency:

       Last year, soon after the western sanctions on Russia for its Ukraine invasion, Russia felt that the need for 'Alternative Transfer Mechanism' and 'International reserved Currency' with reliable partners like India, China and Other BRICS countries.

       The idea for a common BRICS currency is based on the bloc’s aim to globally realign the geopolitical situation to suit its member nations’ economic, geographic and demographic advantages.

       Previously, BRICS aimed to counter the West’s dominance in global financial institutions like the World Bank or the International Monetary Fund.

       The bloc, which was created in 2009, established the multilateral New Development Bank (NDB) in 2015 for mobilising resources for infrastructure and projects in emerging markets and developing countries via NDB (previously known as the BRICS Development Bank),

       This BRICS Common Currency concept has come up at the time of India's various steps regarding de-dollarization and rupee internationalisation efforts.

 

Concept of BRICS Pay enables payment in local currency between BRICS countries:

       BRICS PAY is a digital payments platform that is being jointly developed by the member countries of the BRICS (Brazil, Russia, India, China, and South Africa) economic bloc.

       BRICS PAY aims to enable digital payments between the different countries in BRICS PLUS format, allowing businesses and consumers to securely and seamlessly make and receive payments in their local currency.

       The platform is designed to reduce the cost and complexity of international payments, as well as providing a secure and reliable way to pay for goods and services.

 

Need for BRICS Common Currency:

       To avoid or bypass unilateral western sanctions to protect the strategic autonomy and national interest.

       To reduce the dominance of the US dollar and push for local currency in global trade.

       To increase the reliability of the international payment system.

       To reduce the cost and complexity of the international payment system.

 

India's stand:

       India has denied any talks of a BRICS currency.

       India has asserted that its focus is on strengthening its national currency and promoting its trade with all global powers.

       RBI has allowed 18 countries to trade in rupees with India - Botswana, Fiji, Germany, Guyana, Israel, Kenya, Malaysia, Mauritius, Myanmar, New Zealand, Oman, Russia, Seychelles, Singapore, Sri Lanka, Tanzania, Uganda and the United Kingdom.

       Rupee Dirham deal - It aims to interlink the two nations’ payment and messaging systems as well as increase the circulation of the rupee in the Gulf region.

       Rupee Rouble arrangement has already done by Russia and India, but later dropped due to expensive currency conversion.