AYUSHMAN
VAY VANDANA: SCHEME / GOVERNANCE
NEWS:
Over 10 lakh seniors enrol in Ayushman Vay Vandana
WHAT’S
IN THE NEWS?
Ayushman
Vay Vandana Card: A
healthcare scheme launched in 2024-25 for citizens aged 70+ offering ₹5 lakh
annual health coverage per family, implemented by the Ministry of Health.
Ayushman
Bharat PM-JAY: A
flagship scheme providing ₹5 lakh annual health insurance for economically
vulnerable families, based on SECC 2011 data.
Ayushman
Vay Vandana Card :
Overview:
·
Launched
as an extension of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB
PM-JAY).
·
Announced
in the Union Budget 2024-25.
Objective:
·
To
provide free healthcare services to senior citizens aged 70 years and above,
ensuring their health and well-being irrespective of income or economic background.
Coverage:
·
Offers an
annual healthcare benefit of up to ₹5 lakh per family.
Eligibility:
·
Open to
all Indian citizens aged 70 years or older.
·
No income
or socio-economic criteria for eligibility.
Implementation:
·
Scheme is
managed by the Ministry of Health and Family Welfare.
Progress:
·
Within
three weeks of the launch, over 10 lakh senior citizens enrolled.
·
Women
account for approximately 4 lakh of these enrollments.
Ayushman
Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY)
Overview:
·
Flagship
health insurance scheme under the Ayushman Bharat initiative.
·
Launched
in 2018 to provide affordable healthcare to economically vulnerable sections.
Coverage:
·
Provides
an annual health insurance benefit of ₹5 lakh per family for secondary and
tertiary care.
Features:
·
Ensures
cashless and paperless access to healthcare services.
·
Beneficiaries
can avail services at the point of care without out-of-pocket expenses.
Eligibility:
·
Beneficiary
households are identified based on the Socio-Economic Caste Census (SECC) 2011.
·
Includes
deprivation and occupational criteria for rural and urban areas.
Objective:
·
To reduce
financial burden due to medical expenses and improve healthcare access for the
underprivileged.