AMITABH KANT COMMITTEE - ECONOMY

News: NAREDCO on Amitabh Kant panel report: Agreed there’s financial stress, didn’t recommend direct support

 

What's in the news?

       A 14-member committee, constituted to examine stalled real estate projects and recommend ways to complete them, submitted its report on August 21.

 

Amitabh Kant Committee:

       The Union Ministry of Housing and Urban Affairs had set up a committee in March, 2023.

       The committee was chaired by former NITI Aayog CEO and India’s G20 Sherpa Amitabh Kant.

       It included officials of the Union Finance Ministry, Uttar Pradesh and Haryana state governments, the Insolvency and Bankruptcy Board of India, the National Housing Bank and the Real Estate Regulatory Authority (RERA) of Haryana and UP.

 

Findings of the Committee:

1. Issues of the Stalled Projects:

       The committee’s report cited the Indian Banks’ Association (IBA) as estimating that 4.12 lakh dwelling units of Rs.4.08 lakh crore were “stressed” and about 2.40 lakh (44%) of these were in the National Capital Region.

       Another 21% of the units were in the Mumbai Metropolitan Region.

       The committee concluded that the main reason for the stress in these projects was the “lack of financial viability”, which had led to cost over runs and time delays.

2. Suggested Solutions:

       The committee said the way to solve the problem would be to improve the Internal Rate of Return of the projects in order to attract funding.

       The committee said that in order to make the projects viable, all stakeholders — that is the developers, financiers, land authorities etc. — would have to take a “haircut” or accept less than what is due to them.

Recommendations of the Committee:

       Mandatory RERA Registration

       Rehabilitation Package for Stalled Projects

       Special Window for Affordable and Mid-Income Housing (SWAMIH) Fund